Association Members Workers’ Compensation Trust

Group Profile

Serving New Hampshire’s Retail Merchants; Grocers and Suppliers; Restaurants; Golf and Country Clubs; the Hotel and Hospitality Trade; Campgrounds; and Auto Services

The New Hampshire Retail Association (NH Retail Assoc) and the New Hampshire Grocers Association (NHGA) have teamed together to offer a self-insured workers’ compensation program just for members. An association-based program gives the member more control, lower costs and better service. Easy Pay automated payment plans are available.

Upfront SAVINGS as much as 25%

Trust Start Date July 1, 2004
$2.5 Million (10/23)
Participating Companies 400+
Excess Insurance Carrier Midwest Employers Casualty Co. (A.M. Best: A+)
Lyndon Southern Insurance Co. (A.M. Best: A-)
Accounting Wipli
Actuary Milliman USA
Administrator Cove Risk Services, LLC
Meet the Board here.


 amwct logo



Created and Sponsored by:

NH Retail AssocNH Retail Association nhga logoNH Grocers Association


Participation in a self-insurance group is not the equivalent of purchasing an insurance policy. Employers should first examine all relevant documents required for participation. Past dividend history is no guarantee of future results. *Cove Risk Services, LLC assumed administration of the Group in November 2011.