User Agreement


Cove Risk Services, LLC (“Cove Risk” or the “Company”) maintains this web site (the “website”) to permit you to learn about the Company, our services and products. Please feel free to browse the website. By using the website you agree to be bound by the terms and conditions of this Agreement (the “Agreement”).


We reserve the right, in our own discretion, to change the terms and conditions of the Agreement at any time and to notify you of any such changes by online postings. Your continued use of the website after such postings constitutes your acceptance of those changes.


Terms and Conditions

(1)   All information in the website is protected by copyright or other intellectual property laws. The contents are owned by Cove Risk. Unless authorized in writing by us, prior to its use, you may not in any way exploit any of the website’s content for commercial purposes.

(2)   We reserve the right to discontinue the website at any time, or to alter, modify or delete any material from the website at any time.

(3)   The trademarks, logos and service marks (the “Trademarks”) displayed in the website constitute registered and unregistered Trademarks and those of others. No license, right or permission is granted to you to use the Trademarks.

(4)   Pictures and images displayed in the website are either the Company’s property or are used with the permission of others. No license, right or permission is granted to you for any use of pictures or images by you.

(5)   We aggressively enforce our intellectual property rights against those who infringe.

(6)   Cove Risk endeavors to ensure that content on the website is accurate and timely. However, We make no representations or warranties as to the information and assume no liability for errors or omissions in any such content.

(7)   We neither represent nor warrant that the information does not infringe the rights of others who are not owned by the Company.

(8)   You use the website at your own risk, and neither the Company nor any party involved in the creation, transmittal, or maintenance of the website shall be liable to you for any direct, indirect, consequential, incidental or punitive damages of any kind arising out of your access or use of the website, or your inability to access or use the website. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, THE CONTENTS OF THE WEBSITE ARE PROVIDED TO YOU ON AN “AS IS, WHERE IS” BASIS, AND SPECIFICALLY WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

(9)   We assume no liability for the content of linked sites, and your linking to such sites is at your own risk.

(10)   We assume no liability for damages to, or any viruses that may infect, your computer equipment resulting from your access to or use of the website.

(11)   This website is not a solicitation or advertisement to offer or sell services or products in those states in which the Company is not qualified to do business or has not secured the necessary licenses to do business. We currently conduct business principally in the states of Massachusetts. New Hampshire and Texas.

(12)   Communications or materials transmitted to Cove Risk by electronic mail or other means, shall be treated as non-confidential and non-proprietary. This includes ideas, suggestions, comments, questions and any other information or data. Anything submitted by you to Cove Risk can be used, reproduced, transmitted, disclosed or published by Cove Risk without restriction or compensation.

(13)   This Agreement shall be governed by and construed in accordance with the laws of the State of New York, without regard to its principles of conflicts of law.