This is an important message from Cove Risk Services:


How to Reach Us

Please be advised that Cove Risk Services has activated our Business Continuation Plan. Our staff is working remotely while we practice social distancing. Email is the best method of communication as there might be a delay in responding to voicemail messages. Be assured that during this time, mail is being processed; voicemail and email monitored; and most importantly, checks are being mailed.


If you need to reach us, here are our directories which contain important contact information.


Cove Risk Directory (Members version)

Cove Risk Directory (Agent version)



To assist us during this crisis, and in the interest of maximizing efficiencies put in place, we’re requesting that our member employers report ALL new injuries online here . There are detailed instructions under the Report an Injury tab for reporting claims.


Questions and Answers for Businesses

If you have questions about your workers’ comp coverage click here.



If you have questions about your workers’ comp audit click here.


Cove Risk Safety Services News

Our Safety Services provides information about a variety of topics to promote safety in your workplace. Below is a list of recently published articles pertaining to the coronavirus.

– Preparing for Coronavirus in Healthcare Sectors

– Steps Long Term Care Facilities Can Take to Prepare for Coronavirus

– Deliveries and Safety


New Payments Options

To coincide with our efforts in social distancing, we have added the functionality of easy payments on-line and over the phone. Learn more.


We will continue to post updates and information here that pertain to workers’ compensation and the coronavirus.


While it’s not “business as usual” for many of us, our priority is continuity of service to you, your clients and customers, and their employees. Thank you for your patience and understanding.